Top 10 Apps That Pay You Real Money In Nigeria In 2023

Apps That Pay You Real Money In Nigeria

If you want to know the best-selected list of apps that pay you real money in Nigeria, then this post is for you! Nigeria has a population of over 215 million people, and about 70% are predominantly youth.

The young population thrives daily to put food on their table, and most of the opportunities they find are online. As such, money-making apps have come to the rescue!

Apps That Pay You Real Money In Nigeria In 2023

These apps are thus:

  • Hawkit
  • OPay
  • Mode Earn App
  • Chipper Cash
  • Carry 1st Trivia App
  • Chingari
  • Toloka
  • Foap
  • Cash Earning App
  • Swagbucks

Bonus Apps That Pay You Real Money In Nigeria

  • Scooper
  • Clickworker
  • BuzzBreak
  • Upwork
  • Fiverr

Money-Making Apps In Nigeria That Pay You Real Money In Nigeria In 2023

#1 Hawkit

Hawkit is an application that rewards Nigerian users with genuine cash for their participation on social media. You can earn money by performing various actions, such as following accounts, liking posts, commenting, sharing, subscribing to YouTube channels, and posting advertisements on WhatsApp status, as well as testing applications and more. 

Additionally, Hawkit provides an opportunity to generate income by promoting products and services to a vast Nigerian audience.

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Hawkit allows you to earn up to ₦50 for every repost, ₦60 for reviewing applications, and ₦20 for every comment you make. Overall, Hawkit is a legitimate Nigerian application that provides users with a chance to make real money in Naira currency.

The best part is that you earn a referral bonus whenever anyone signs up via your referral link and activates his account. You will earn N400 per referral!

#2 OPay

This platform, a well-known fintech app in Nigeria, provides services like bill payment, savings, and financial transactions. However, there is also a referral program that lets users earn money.

As long as the person you referred completes a transaction after signing up, you can earn 800 yen for each referral you make to the app. As the number of referrals grows, the app gives you a chance to earn more money.

#3 Mode Earn App

Mode Earn is a smartphone app that incentivizes users to engage in routine activities. Previously known as Current Rewards, this app rewards users for completing tasks such as playing games, listening to music, shopping online, and charging their phones.

By completing these activities, users can accumulate points that can be redeemed for gift cards or cash through PayPal. The minimum amount that can be withdrawn is ₦50, and the app has an annual earning potential of up to ₦300,000.

#4 Chipper Cash

Chipper Cash is a versatile app that simplifies payments, money transfers, data and airtime purchases, and bill payments. And the best part? You can earn up to ₦1000 just by referring someone to the app, and they complete a money transfer.

In fact, my friend earned an impressive ₦20,000 per week by creating multiple accounts and transferring funds between them through the referral program. If you’re looking for an app that pays real money in Nigeria, Chipper Cash is a great option!

#5 Carry 1st Trivia App

Carry 1st Trivia is a popular app that provides a way to earn money online in Nigeria. This app has been in existence for a while and has helped people earn extra cash on a daily basis.

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With the Carry 1st Trivia app, you get paid for answering questions that are typically based on general knowledge. You earn money whenever you answer a question correctly. Besides the financial reward, the app offers an opportunity to expand your knowledge by discovering and learning interesting facts from the questions.

If you’re a student in Nigeria and searching for the best apps that can help you make money, Carry 1st Trivia should be at the top of your list.

#6 Chingari

Rather than spending time posting, liking, and sharing videos on TikTok and other social media platforms without earning any money, you can do the same on the Chingari app and make a decent income each day.

Chingari is a new social media app that operates similarly to TikTok. You can create and share your videos on this platform and earn payment in a cryptocurrency called “GARI.” Additionally, you receive rewards for liking and sharing videos on the app.

Although Chingari is not yet well-known, it has already garnered over 50 million downloads worldwide, ensuring that there are endless videos to view and opportunities to earn money.

#7 Toloka

Toloka is one of the best apps on our list of money-making apps. This app can be downloaded from the Google Play Store and offers payment for performing simple tasks, whether online or offline.

If you frequently find yourself outside or walking, Toloka offers field tasks that you can complete for payment. These tasks include verifying or adding information about businesses, such as taking photos, marking entrances to buildings, and checking working hours.

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If you prefer to work from home, Toloka provides opportunities to earn money by providing feedback on websites, watching videos, taking selfies, recording TV, and more.

The amount you earn is dependent on the payment offered for each task. The more tasks you complete, the more money you can earn. Withdrawals can be made in naira through Skrill or Payoneer.

#8 Foap

Foap is a smartphone app that offers substantial compensation for selling photos. By simply taking pictures with your phone and uploading them to the app, you can start earning money whenever someone downloads your photography.

Signing up for the app is free, and you receive a 50% commission on any images you sell. Foap is used by top brands such as Getty Images, increasing your earning potential through the app.

#9 Cash Earning App

The Make Money Cash Earning app is a popular money-making application that rewards users for completing various simple tasks such as filling out surveys, testing websites, downloading apps, and playing games.

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Like Swagbucks, the app rewards users in points for each completed task. One million points are equivalent to $1 (approximately ₦500), and users can earn up to 12 million points ($12 or ₦6000) just by downloading and playing games.

Once you reach your withdrawal threshold, you can withdraw your earnings through PayPal.

#10 Swagbucks

Swagbucks is a popular online survey platform that has rewarded its users with over $300 million over the years. This app provides opportunities to earn rewards by completing surveys, downloading apps, playing games, watching videos, and shopping online, among other tasks.

By completing tasks, users earn points known as “SB,” which can be exchanged for various gift cards such as Amazon, Target, Starbucks, Steam, and others.

This app offers lucrative tasks, as some may offer up to 5000 SB or more, equivalent to approximately $50. With unlimited tasks available to complete each day, the more tasks completed, the more rewards earned.

More Money Apps For Nigerians (Bonus)


Scoopers is a news-reading application in Nigeria that offers the opportunity to earn money. The application compensates users for reading articles from Nigerian and international news sites.

By utilizing Scooper, readers can acquire 5 points for each article they read. They are allowed to read up to 30 articles daily, amounting to 150 points. Similarly to BuzzBreak, users can obtain extra points by referring others to download and register on the app.

Once the user has reached the minimum withdrawable amount, the money earned will be deposited directly into the bank account that is linked to their Scooper account.


Clickworker is a top-performing application in Nigeria for making money online. There are numerous methods to earn money on this app, such as filling out surveys and installing apps.

Additionally, Clickworker provides opportunities to earn money by completing micro jobs offered by other users, including data entry (typing), website sign-ups, voice and video recordings, third-party CPA offers, and more.

If you’re searching for one of the most profitable money-making applications in Nigeria, Clickworker is an excellent option.

Depending on the amount of time you dedicate to it, you can earn up to $500 or more every month through micro jobs online. Payments are processed on a weekly basis via PayPal.


BuzzBreak is a mobile application that compensates you for reading breaking news articles from leading news outlets like CNBC, Al Jazeera, Forbes, The New York Times, and many more. Moreover, you can earn cash by watching videos and completing daily tasks, such as playing games and downloading other applications.

Earning opportunities commence once you sign up for the app. You will earn free bonus points for registering and even more points if you input a referral code. Additionally, you can obtain points when you invite friends to download and use BuzzBreak.

Each completed task earns you points, which you can convert and withdraw via PayPal and Gcash. The minimum payout amount on BuzzBreak is $0.02.


Upwork is a legitimate app in Nigeria that allows you to earn real money by working online for individuals and companies, much like Fiverr. Freelance writers, virtual assistants, graphic designers, web designers, and music writers can all make money on this platform.

In contrast to Fiverr, Upwork allows you to set your own hourly rate. This means that you can decide how much you want to charge for each hour of work.

Although many freelance jobs on the platform are highly competitive, there are many companies that are looking to hire on Upwork.

Getting started on Upwork is simple. All you need to do is download the app, create an account, complete the verification process, list your services, and begin earning money when you receive an order. You can easily cash out your earnings via Payoneer in Nigeria.


Fiverr is considered one of the best legitimate apps to earn money in Nigeria. By working as a freelancer on this app, you can earn money if you have skills in areas such as writing, programming, graphics designing, internet marketing, or business name brainstorming. Many companies are willing to pay you thousands of dollars (or millions of naira) for your services.

To get started on Fiverr, you need to download the app, register, create your gig, send requests, and once you receive an order, you can start making money. After completing an order, the payment will be credited to your Fiverr account, which you can withdraw through Payoneer in Nigeria.


Generating income through the internet can be highly advantageous, but having the ability to earn money effortlessly by utilizing a mobile application on your phone is truly remarkable.

Within this post, I am confident that you have uncovered numerous legitimate apps for making money online in Nigeria that have the potential to earn you real cash.

All that is required of you is to download the app, register, and commence earning a substantial amount of money from the comfort of your own home.



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