OPay USSD Code

OPay USSD Code: 4 Amazing Use Cases for Swift Transactions

The OPay USSD Code is a convenient service that enables you to conduct financial transactions through your mobile phone, even without an internet connection. With this code, you can effortlessly send money, purchase airtime and data, settle bills, and engage in various other financial activities.

To utilize the OPay USSD Code, just dial *955# on your mobile device. Subsequently, you will be prompted to input your unique OPay PIN. After successfully entering your PIN, you can then proceed to choose the specific transaction you wish to execute.

What Is OPay USSD Code?

It’s an online banking code designed by OPay Digital Services Limited to help its users have a smooth and easy experience while carrying out financial transactions without the app.

The purpose of the code is to ensure those banking with OPay can still gain express access and perform necessary transactions like sending funds, mobile top-ups [airtime], data subscriptions, utility bill payments, etc. without an internet connection.

It’s very important to have the code handy because you may run into an emergency where you have exhausted your data plan, hence falling back to the USSD code for OPay.

SEE RELATED POST >> OPay: How It Works, Make Money, Get Loan & Pay Bills

How this is done is that you simply dial the designated code manually on your phone and follow the progressive prompts along the way until you have finally achieved your aim.

OPay USSD Code

OPay USSD Code Services

Discover the versatility of OPay USSD Code, offering you a range of convenient services:

  1. Transfer funds to your loved ones effortlessly.
  2. Purchase airtime and data for your own use or for others.
  3. Settle utility bills, including electricity, water, and cable charges.
  4. Arrange for meal and grocery deliveries with ease.
  5. Secure transportation bookings without any hassle.
  6. Access quick and convenient loan options to meet your financial needs.

The OPay USSD Code presents a cost-effective and user-friendly solution for handling your financial affairs. This service proves particularly valuable for individuals without internet connectivity or those looking to conserve their data usage.

#1: How to Use OPay USSD Code to Send Money

To initiate a fund transfer via the OPay USSD Code, adhere to these instructions:

  • Dial *955# from your mobile device.
  • Select “Transfer” from the list of options displayed.
  • Under the transfer tab, specify if you want to “Transfer to OPay Account” or “Transfer to Bank Account”.
  • Provide the beneficiary’s mobile phone number or bank account number.
  • Select the bank you are sending to if you choose bank transfer
  • Specify the desired amount for the transfer.
  • Enter your OPay 6-digit login PIN to verify and complete the transaction.

#2: How to Buy Airtime and Subscribe Data

To purchase airtime or data using the OPay USSD Code, follow the steps below:

  • Dial *955# from your mobile device.
  • Choose “Airtime & Data” from the menu.
  • Select “Airtime” or Data.”
  • Enter your phone number or your recipient’s.
  • Specify the desired amount of airtime or data.
  • Input your OPay 6-digit login PIN for transaction confirmation.

#3: How to Check Balance

To check how much you have in total on your OPay account, simply dial *955# on your mobile device, then select “Balance” from the menu. After that, you will be prompted to enter your 6-digit login PIN.

When you have entered your PIN, the menu below will pop up:

  • Balance
  • OWealth
  • Fixed
  • Targets
  • Spend & Save
  • Cashback

Now, each of the wallets mentioned above will display the balance you currently have.

LEARN MORE >> How Do I Complain to OPay?: OPay Customer Care Number

#4: How to Pay Utility Bills

In order to successfully carry out utility bill payments, follow the guide below:

  • On your mobile phone, dial *955#
  • Enter the prompt showing “Betting & Electricity.”
  • Select “Electricity” and proceed
  • You will be given electricity provider options to choose from
  • Select the company that best suits your preferences.
  • Choose your package; Prepaid or Postpaid.
  • Enter your meter number
  • Input the amount you wish to spend
  • Enter your 6-digit login PIN and confirm your transaction

Preventive Measures

Below are guidelines to ensure the secure usage of OPay USSD Codes:

  • Safeguard your OPay PIN: Ensure the confidentiality of your OPay PIN at all times.
  • Maintain PIN Secrecy: Refrain from sharing your OPay PIN with anyone, regardless of the circumstances.
  • Exercise Vigilance Against Phishing Attempts: Be cautious and vigilant when encountering potential phishing scams.
  • Trust Official Sources: Utilize the OPay USSD Code exclusively through the official OPay websites and apps to ensure your transactions’ safety.

The OPay USSD Code offers a secure and reliable means to oversee your financial affairs, with OPay’s robust security protocols safeguarding your transactions. We believe this guide helped!

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